Cash-Flow Crunch (South Africa): A new look at SME finance says cash flow is still the biggest threat, with many firms stuck in long payment cycles and even using personal credit to bridge gaps. Heat Safety Funding (US): New York’s insurance program is helping small businesses buy heat-protection PPE, offering a premium credit to reduce worker injury risk as extreme temperatures rise. Cybersecurity Scam Alert (Global): Bitdefender reports criminals are impersonating Interpol to trick small businesses into opening password-protected archives that deliver ransomware. AI for Small Business (US): A report highlights how owners are using AI to cut costs and boost growth—but also warns that “set it and forget it” automation can create new problems. Local Business Visibility (UK): Basingstoke and Deane’s Inspire Awards are open for nominations, with fresh categories aimed at recognizing small operators and community impact. Fulfillment Investment (US/Europe): Prospect Capital backs ShipOffers to expand on-demand order fulfillment across the US and Europe. Payments/Banking Tech (MENAT): Emirates NBD and Techstars team up to accelerate AI and fintech pilots for enterprise and SME banking. Retail/Branding (UK): Metrocentre unveils “The Crescent” to spotlight independent shops with a village-style zone designed to drive footfall.